PRIVACY POLICY
Thank you for choosing to be part of our community at Elite Marketing Media FZCO (“Company,” “we,” “us,” or “our”). We operate the Millionaire Advisor Academy (“Course” or “Services”) and associated websites, including any subdomains, mobile versions, and related services (collectively, the “Site”). This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you visit or use our Site and Services. By accessing or using our Site and Services, you consent to the data practices described in this Policy. If you disagree with any part of this Policy, you should discontinue use of the Site and Services.
1. SCOPE OF THIS PRIVACY POLICY
1.1 Applicability
This Policy applies to personal data we collect through:Our primary website and any subdomains or affiliated sites for Millionaire Advisor Academy;Email, text, or other electronic communications sent through or in connection with the Site;Any mobile or desktop applications related to the Site;Any offline interactions, such as phone calls or in-person events, that relate to our Course or Site.
1.2 Exclusions
This Policy does not apply to third-party websites, services, or applications that we do not control, even if they link to or from our Site.
2. INFORMATION WE COLLECT
2.1 Personal InformationContact Details: Name, email address, postal address, phone number, and other similar contact data.Account Credentials: Username, password, or similar security information required for authentication.Payment Information: Credit or debit card details, billing address, and other payment-related data (processed via our third-party payment processors; we do not directly store sensitive card details).
2.2 Automatically Collected InformationDevice & Usage Data: IP addresses, device type, operating system, browser type, access times, pages viewed, referral URLs, and your general geographic location (e.g., country or city).Cookies & Tracking: We use cookies, web beacons, pixel tags, log files, and similar tracking technologies to personalize and improve your online experience. (See Section 8 for details on cookies.)
2.3 User-Generated Content
Any information you provide in community forums, comment sections, chat features, or when you participate in surveys or promotional activities.
2.4 Sensitive Personal Data
We generally do not request or collect sensitive personal data (e.g., health information, racial or ethnic origin, political opinions, religious beliefs). If you choose to provide such data, you do so voluntarily and consent to our processing of that information as necessary.
3. HOW WE USE YOUR INFORMATION
We may use your information for various legitimate business purposes, including to:Provide and Manage Services: Process your registrations, payments, account setup, and deliver content from Millionaire Advisor Academy.Communicate: Send administrative information such as confirmations, invoices, technical notices, updates, and security alerts, as well as respond to inquiries and requests.Marketing: Provide you with information about products, services, promotions, or events we believe may be of interest to you, unless you have opted out of receiving marketing communications.Personalize User Experience: Customize our Site and Services to better match your interests and improve user experience.Analytics and Improvements: Analyze usage trends, track user activity, and identify areas for enhancement of our Site and Course.Legal & Regulatory Compliance: Enforce our Terms and Conditions, comply with applicable laws, regulations, or legal obligations, and defend against legal claims.
4. LEGAL BASES FOR PROCESSING (GDPR COMPLIANCE)
If you are in the European Economic Area (EEA) or the United Kingdom, we rely on the following legal bases under the General Data Protection Regulation (GDPR) to process your personal data:Consent: When you have given clear consent for us to process your data for specific purposes (e.g., receiving marketing emails).Contract: Processing necessary for the performance of a contract with you (e.g., providing our Course) or to take steps before entering into a contract.Legal Obligation: Processing required to comply with a legal obligation (e.g., tax and accounting obligations).Legitimate Interests: Processing for our legitimate business interests (e.g., fraud prevention, improving user experience), provided these do not override your fundamental rights and freedoms.
5. DISCLOSURE OF YOUR INFORMATION
We do not sell or rent your personal information to third parties. However, we may disclose your information in the following situations:
5.1 Service Providers
We may share your information with trusted third-party vendors and service providers that perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, customer service, or marketing assistance. These entities have access to personal data only to the extent necessary to perform their functions, and they are contractually obligated to maintain confidentiality and security of the data.
5.2 Business Transfers
If we undergo a merger, acquisition, bankruptcy, or sale of all or a portion of our assets, your personal data may be transferred as part of that transaction. We will ensure the recipient of your data agrees to respect the terms of this Policy.
5.3 Legal Compliance
We may disclose personal data when required by law or in good faith that such action is necessary to comply with legal obligations, protect our rights, investigate fraud, respond to a governmental request, or enforce our agreements.
5.4 With Your Consent
We may share or disclose personal information with your explicit consent or at your direction.
6. DATA RETENTION
We retain your personal data only as long as is necessary for the purposes set out in this Policy, unless a longer retention period is required or permitted by law. Factors we consider in determining retention periods include:Legal Requirements: We may need to retain certain information to comply with financial and tax regulations.Contractual Obligations: Data that is necessary to fulfill an ongoing contract or account.Dispute Resolution & Enforcement: We may keep your information as necessary to resolve disputes or enforce legal agreements.User Preferences: At your request, we may delete or anonymize certain data, subject to legal limitations.
7. YOUR RIGHTS AND CHOICES
7.1 General Rights
Depending on your jurisdiction, you may have the following data protection rights:Access: Request a copy of the personal data we hold about you.Rectification: Correct or update inaccurate or incomplete personal data.Deletion: Request the deletion of your personal data, subject to legal exceptions.Restriction: Ask us to restrict processing of your data in certain circumstances.Portability: Request a structured, commonly used, and machine-readable copy of your personal data.Objection: Object to certain types of data processing, including direct marketing.Withdraw Consent: Revoke any consent you previously provided to us.
7.2 Exercising Your Rights
To exercise these rights, please contact us (see Section 12). We may request verification of your identity before acting on your request. We will respond within the time frames mandated by applicable law.
7.3 Marketing Communications
If you no longer wish to receive marketing or promotional emails from us, you may opt out at any time by clicking the unsubscribe link in the email or by contacting us directly. You will continue to receive non-promotional messages about your account or necessary Site updates.
8. COOKIES AND TRACKING TECHNOLOGIES
8.1 Types of CookiesEssential Cookies: Required for the Site to function properly.Functional Cookies: Remember your preferences and improve your user experience.Analytics Cookies: Collect information to help us understand how the Site is used and how to improve it.Advertising Cookies: Deliver relevant advertisements based on your browsing behavior.
8.2 Managing Cookies
Most web browsers allow you to control cookies through their settings preferences. If you choose to disable cookies, some features of our Site may not function properly.
8.3 Third-Party Tracking
We may allow certain third parties to use tracking technologies on our Site to collect information about your device and online activities. These third parties may include analytics providers and advertisers. The information they collect is subject to their own privacy policies.
9. DATA SECURITY
We take reasonable administrative, technical, and physical measures to protect your personal data against unauthorized access, theft, and misuse. These measures include:Secure Server: We use secure server technology (SSL/TLS) to encrypt data during transmission.Access Controls: Restricted access to personal data on a need-to-know basis.Regular Audits: Ongoing assessments and security updates.Incident Response: Established processes for responding to data breaches or security incidents.However, no security measures are foolproof, and we cannot guarantee absolute security.
10. INTERNATIONAL DATA TRANSFERS
We may transfer your personal data to jurisdictions outside of your residence country, including servers and databases located in other countries. These countries may have data protection laws different from your jurisdiction. In such cases, we ensure that the transfer complies with applicable data protection laws and that appropriate contractual, technical, and organizational measures are in place.
11. CHILDREN’S PRIVACY
Our Site and Services are not directed to individuals under the age of 13 (or the applicable age of majority in your jurisdiction). We do not knowingly collect personal data from children. If you become aware that a child under the applicable age has provided us with personal information, please contact us so we can take steps to delete such data.
12. CONTACT US
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:Elite Marketing Media FZCO
a1 Building, Silicon Oasis, Dubai, United Arab Emirates
info@millionaireadvisoracademy.com
13. YOUR CALIFORNIA PRIVACY RIGHTS (CCPA)
If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), including:The right to know the categories and specific pieces of personal information we have collected about you.The right to request the deletion of your personal information, subject to certain exceptions.The right to opt out of the sale of your personal information (note: we do not sell personal information).The right not to be discriminated against for exercising any of your CCPA rights.To exercise your California privacy rights, please contact us as outlined in Section 12. We will verify your request using the information associated with your account, including email address.
14. CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. When we do, we will revise the “Last Updated” date at the top of this Policy. Any changes become effective upon posting the updated Policy on the Site. Your continued use of our Site or Services following the posting of changes constitutes your acceptance of those changes.
15. ACKNOWLEDGMENT
By using our Site and Services, you acknowledge that you have read and understood this Privacy Policy and agree to be bound by its terms.